Student finance

Hello,

I have a question about my student finance. I have been granted indefinite live to remain (ILR) because of my parents. My parents have British citizenship. I have lived in the UK for only 2 years. I came here in 9th of September 2021. I am from Nepal. I lived in my country before two years. Next year in September it will be three years and I want to apply for my student finance next year. I contacted student finance team and told them my situation. They told me to apply uni which starts in January 2025 because I will not get loan next year also. Anyway I have question that if I apply for uni which starts the course in 16 or 22 of September. By then I will have three years lived in the UK and will I get student loan?
thank you