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If I apply for a 2nd degree, how does it affect my student finance loans?

I have a BA in English Literature (2015) and a PGCE (2020) which were both funded by SFE with maintenance loans and tuition fee loans.
I would like to do either a BSc in Occupational Therapy or an MSc in Occupational Therapy. The BSc has better funding options than the MSc (maintenance loan) but will I still be repaying 9% of my income regardless of how many loans I have?

Also I've seen people in other threads saying that you can apply for undergraduate maintenance loan funding for an MSc? But I called SFE and it was not clear how this worked?

Very confused, as you can tell!
(edited 2 years ago)

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